PHA welcomes new residents to Ludlow Homes
    PHILADELPHIA - Newly moved-in residents helped the Philadelphia Housing Authority celebrate its latest neighborhood-changing, mixed-income community at a festive ribbon-cutting event in North Philadelphia.
Ludlow Homes includes 192 homes, almost evenly divided between low-income rentals and moderate-income homes for sale. 

    "Ludlow Homes represents exactly the kind of project the public has come to expect from PHA. We have replaced a community of vacant lots and deteriorating housing with modern, safe, energy efficient homes," said PHA Executive Director Carl Greene. 

    Unlike traditional PHA sites where all the housing is located on one large plot, Ludlow Homes is scattered throughout a 22 square block area of the Ludlow neighborhood, just south of Temple University. 

    "A lot of people in North Philadelphia years ago were encouraged t leave this area, but they stayed, and it was important that they stayed because now they have the benefits of the new development that the housing authority is bringing to the table," said City Councilman Darrell Clarke. 

    Demand has been extremely high for both rentals and homeownership. The rentals are all leased, with families now moving in, and the homes for sale are almost all sold. 

    A family can earn no more than $57,000 a year to qualify to buy a home at Ludlow. Maximum income for a rental home is $36,000, but most families earn far less. 

    "This a great thing PHA is doing for the community. I have a one-year old boy and this could not come at a better time for me and my family," said Tia McCall, a mother of two who had just moved into her new three-bedroom home at Ludlow. 

    Ludlow Homes is the latest example of PHA using a combination of public and private funds for community construction. MMA Financial is the private investor in this case. Approximately 50% of the funding comes from private investors through the Low Income Housing Tax Credit program. 

    The new site also represents PHA's commitment to the disabled community. More than 20% of the rental homes are wheelchair accessible. The federal requirement is five percent. These new homes add to PHA's accessible inventory and complement an agreement between PHA and Liberty Resources to move 100 disabled adults from nursing homes into their own private homes with the use of PHA housing choice vouchers. 

    Philadelphia Police statistics show that crime plummets when PHA rebuilds a community, a sentiment reflected in comments from Philadelphia District Attorney Lynne Abraham, "I am here to celebrate this next crime-free neighborhood because that's what it's all about.
Homeownership and real interest in the community makes crime go way down." 

    Previous studies by Econsult and Applied Real Estate Analysis also show that when PHA builds a new community, values of the properties near the PHA site rise significantly faster than city values overall. There are already signs of that happening in Ludlow as private investors have begun buying land and building market rate housing. 

    All of the Ludlow homes include an off street parking pad or garage. All have a private rear yard. They also feature central air and carpeting. 

    Ludlow Homes is bounded by Girard Avenue on the south, Montgomery Avenue on the north, 6th Street on the east, and 8th Street on the west. 

    Construction on the development started in March 2007; the final homes for sale will be completed by the end of the year.

PHA Executive Director Carl Greene (center) leads officials in ribbon cutting ceremonies at Ludlow Homes. Also pictured are Commr. Nellie Reynolds (left), Chairman John Street, and City Council Members Darrell Clarke and Maria Quinones-Sanchez.


"This a great thing PHA is doing for the community. I have a one-year old boy and this could not come at a better time for me and my family," said Tia McCall, a mother of two who had just moved into her new three-bedroom home at Ludlow.


"Ludlow Homes represents exactly the kind of project the public has come to expect from PHA. We have replaced a community of vacant lots and deteriorating housing with modern, safe, energy efficient homes," said PHA Executive Director Carl Greene.


These rental units located near 7th & Oxford are part of PHA's scattered redevelopment of a 22-square block area in the Ludlow neighborhood of North Philadelphia, which is already drawing private investment to the area.